After purchasing California Department of Insurance CA-Life-Accident-and-Health Top Exam Collection, Pass Exam one-shot so easily With TopExamCollection!
Last Updated: Nov 08, 2026
No. of Questions: 157 Questions & Answers with Testing Engine
Download Limit: Unlimited
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| Section | Weight | Objectives |
|---|---|---|
| California Insurance Code & Ethics | 20% | - State regulations and licensing rules - Ethical standards and anti-fraud provisions - Policy delivery and replacement rules - Unfair trade practices |
| Life Insurance | 35% | - Group life insurance - Types of life insurance policies - Beneficiary designations and settlement options - Policy provisions, riders, and options |
| General Insurance Concepts | 10% | - Basic insurance principles and terminology - Insurance contract law and elements - Insurance marketplace and regulation overview |
| Health Insurance | 25% | - Medicare and Medicare supplements - Long-term care insurance - Disability income insurance - Medical expense and major medical plans - Health policy provisions and exclusions |
| Annuities and Retirement Plans | 10% | - Fixed and variable annuities - Immediate and deferred annuities - Tax treatment and suitability |
In long-term care policies, which of the following is an activity of daily living?
Correct Answer: D 🗳️
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Policies covered under the California Life and Health Insurance Guarantee Association include all of the following EXCEPT
Correct Answer: D 🗳️
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What is the amount of the penalty tax imposed on premature payments under annuity contracts?
Correct Answer: B 🗳️
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A contract of indemnity is one in which
Correct Answer: B 🗳️
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All of the following statements apply to the child coverage in a family policy EXCEPT
Correct Answer: A 🗳️
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