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Last Updated: Jul 26, 2026
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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Tools and Technologies to Fight Financial Crime | ||
| Topic 2: Global AFC Frameworks, Governance and Regulations | - AML Regulatory Framework (Elective options: Canada, EU, UK, USA) | |
| Topic 3: Building an AFC Compliance Program | ||
| Topic 4: Understanding Risks and Methods of Financial Crime | 30% | - Financial Crime Risks related to products within other financial sectors - Financial Crime Risks related to MSBs, PSPs, and ecommerce platforms - Financial Crime Risks related to real estate - Financial Crime Risks related to gatekeepers - Financial Crime Risks related to VASPs, cryptoassets, and related products - Financial Crime Risks related to insurance products - Financial Crime Risks related to gaming and gambling - Financial Crime Risks related to Politically Exposed Persons (PEPs) and high-risk customers - Financial Crime Risks related to trusts and company service providers |
1. 根據沃爾夫斯堡集團概述的反洗錢原則,私人銀行和代理銀行在監控恐怖主義融資方面有哪些共同點?
A) 在正確識別和驗證客戶後,監控帳戶和交易活動。
B) 只有當銀行已確定客戶和實際受益人的身分時,才會接受編號或備用名稱帳戶。
C) 交易監控檢查盡職調查資訊與帳戶關閉之間的關係。
D) 使用預付卡取得現金會增加該卡被用於洗錢目的的可能性。
2. 哪些有義務的實體或把關人可能需要進行客戶盡職調查(CDD)?
(請選擇四項。)
A) 市法院法官
B) 房地產經紀人
C) 貴金屬和寶石經銷商
D) 會計師和審計師
E) 賭場保安
F) 參與房地產交易的公證人
3. 下列哪些是歐盟受監管資產管理公司的合規經理需要實施的重要反洗錢控制措施? (選兩項。)
A) 拒絕任何政治公眾人物 (PEP) 作為客戶
B) 了解資產的來源與起源
C) 針對有興趣的客戶產生財務穩定性報告
D) 邀請潛在客戶進行入職面試
E) 對潛在客戶進行負面新聞檢查
4. 哪一項指標最能強烈暗示可能有規避制裁的行為?
A) 帳戶餘額不足
B) 涉及嵌套代理帳戶和受制裁地區的支付
C) 本地頻繁使用金融卡
D) 定期家庭公用事業繳費
5. 下列哪些風險因素通常與保險產品中的洗錢有關?
(選兩個。)
A) 提前放棄保單以清算資金
B) 過度關注保險產品的投資績效
C) 使用加密貨幣或其他非法定貨幣為保險單提供資金
D) 使用信用卡購買保險單
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B,C,D,F | Question # 3 Answer: B,E | Question # 4 Answer: B | Question # 5 Answer: A,C |
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