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Last Updated: Nov 07, 2026
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Humber College PREX-1060A Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Government Grants and Incentives | 20% | - Provincial programs - Canada Learning Bond (CLB) - Canada Education Savings Grant (CESG) |
| RESP Fundamentals | 30% | - Key parties involved - Basic rules and regulations - Definition and purpose of RESP |
| Withdrawals and Distributions | 15% | - Educational vs non-educational withdrawals - Impact on grants - Tax treatment |
| Plan Administration and Compliance | 10% | - Plan termination rules - Responsibilities of providers and subscribers - Reporting requirements |
| Contribution Rules and Limits | 25% | - Excess contributions and penalties - Annual and lifetime contribution limits - Carry-forward provisions |
Humber College Exam 4: Invigilated Theory Sample Questions:
A buyer is in the process of closing a transaction when a tornado causes damage to the property. The necessary repairs may extend past the closing date. Which of the following may be used to resolve this problem?
- A. Change the completion date by using a waiver.
- B. Change the completion date by using an amendment to the agreement of purchase and sale.
- C. A change is not necessary because the damage is out of the control of the buyer or the seller.
- D. Change the completion date by using a notice of fulfillment.
Correct Answer: B 🗳️
Obtaining the size and boundaries of a commercial condominium unit is an important task for a salesperson.
Which of the following statements regarding this task is NOT correct?
- A. An architect can be hired to measure the space.
- B. An Ontario Land Surveyor can be hired to measure the space.
- C. The original plans should be used to determine the size of a unit.
- D. Space should be measured in accordance with BOMA standards.
Correct Answer: C 🗳️
A salesperson negotiates the purchase of a retail property for their client, who plans to open a new store at this location. The client asks the salesperson how many parking spots the property will be required to have to meet the zoning requirements. The salesperson replies that the municipality has zoning requirements that set the minimum parking ratio. How will the municipality calculate the parking ratio?
- A. The municipality will take the number of available parking spaces and divide it by the property's gross leasable area.
- B. The municipality will take the number of available parking spaces and divide it by the projected number of monthly visitors.
- C. The municipality will take the property's gross leasable area and divide it by the number of available parking spaces.
- D. The municipality will take the number of available parking spaces and divide it by the property's net leasable area.
Correct Answer: C 🗳️
Salespersons are required to verify, wherever they can, information provided by landlords, such as zoning details and permitted uses. A salesperson is helping a major landlord to lease out a big retail mall that involves complex matters. Which of the following does NOT need third-party professional advice?
- A. The number of sprinklers required in every unit
- B. The total remuneration payable for a 20-year lease
- C. The total area measurements
- D. The maximum floor load of every unit
Correct Answer: B 🗳️
A landlord and a tenant have signed an agreement to lease an office space. Prior to the transaction closing, an unforeseeable event occurs that is not the fault of either party. Which statement about the return of the tenant's deposit is NOT correct?
- A. The tenant can have the deposit back without signing a mutual release as it is not their fault.
- B. The landlord and tenant may agree to split the deposit.
- C. The agreement may contain a clause forfeiting all of the deposit if the landlord has started work on the premises.
- D. The parties may need to obtain a court order that clarifies how the deposit will be returned and distributed.
Correct Answer: A 🗳️
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