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Last Updated: Aug 16, 2026
No. of Questions: 67 Questions & Answers with Testing Engine
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Real Property Law | 25% | - Conveyance and recording statutes - Property rights and interests - Liens, encumbrances, and easements |
| Topic 2: Title Insurance Principles | 25% | - Title search and examination procedures - Title commitments and policy forms - Exceptions and risk elimination - Purpose and function of title insurance |
| Topic 3: Real Estate Transactions & Settlement | 10% | - Disbursement and record-keeping - Policy issuance and delivery - Escrow and closing procedures |
| Topic 4: Insurance Regulation | 25% | - Unfair trade practices and ethics - Pennsylvania insurance statutes and regulations - Licensing requirements and procedures |
| Topic 5: General Insurance Concepts | 15% | - Basic insurance principles - Risk and indemnity - Contract law fundamentals |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. Which of the following statements is true concerning an unrecorded deed?
A) it need not name the grantee
B) it need not contain a legal description
C) it does not give constructive notice of ownership
D) it is not valid between the grantor and the grantee
2. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be
A) subordinated to the lien of the subject mortgage.
B) waived to the lien of the subject mortgage.
C) restricted to the lien of the subject mortgage.
D) subrogated to the lien of the insured mortgage.
3. Which of the following is considered a voluntary lien?
A) Construction lien.
B) State tax lien.
C) Real estate tax lien.
D) Mortgage lien.
4. Who of the following CANNOT be covered by a Closing Protection Letter?
A) Lender.
B) Purchaser/buyer.
C) Escrow agent.
D) Seller.
5. A waiver is defined as the
A) acceptance of terms of the policy.
B) modification of a known right.
C) intentional and voluntary giving up of a known right.
D) misrepresentation of a known right.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: C |
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